For insurers, mutuals, and provident institutions
DataBait injects undetectable fictitious user accounts into your policyholder databases (portfolios, health and provident databases, claims handling, databases shared with your distribution network and your third-party administrators), each with a real email address and a mobile number, monitored 24/7. Since these accounts match no real policyholder, any email, SMS, or call they receive reveals illegitimate use of your data and produces court-admissible proof, within 72 hours.
The cost of a data leak
Insurers carry an exposure few industries combine: they hold health data, the most sensitive category under the GDPR; as financial entities, they face the second highest leak cost on the market; and they share their portfolios with the broadest distribution network there is, brokers, agents, and third-party administrators, the source of a growing share of leaks.
Sources: IBM, Cost of a Data Breach 2025 · Verizon DBIR 2026 · CNIL
Data security
DataBait detects the actual theft of your data through its use, once it has left your information system.
Your EDR and DLP watch access and the perimeter of your information system; once the data has gone out to your distribution network (brokers, agents, tied agents, comparison sites) or your third-party administrators, they are blind to what is done with it. Every intermediary is a legitimate exit route for your portfolios, and just as many misappropriation surfaces beyond the reach of your perimeter tools. DataBait takes over on use: since the fictitious accounts it injects match no real policyholder, their only expected contacts are your own mailings and those of the senders you have declared; any other contact betrays, by construction, illegitimate use of your data. Complementing your existing setup, with no structural false positives.
Legal
DataBait provides you with court-admissible proof of the theft of your data: a commissaire de justice report, drawn up within 72 hours, sealed by a qualified eIDAS timestamp.
Each step of the procedure is sealed by a qualified eIDAS timestamp, issued by a QTSP on the EU Trusted List: contract signature, the list of fictitious accounts DataBait injected, source code of the emails and SMS received, through to the commissaire de justice report that consolidates them. Compliant with the AFNOR NF Z67-147 standard, this report is admissible before French courts.
For an insurer, this report covers both an internal and an external leak: it establishes that a policyholder database left its perimeter, on what date, through which channel it was used, and with which forensic metadata. Your legal and compliance teams hold proof already assembled to characterise the facts and decide on the steps to take, whether it concerns an employee bound by confidentiality or a broker or third-party administrator operating outside the scope of its DPA. Without the report, those steps remain theoretical.
Compliance
DataBait supports your DORA and GDPR compliance: the alert, sealed by a qualified eIDAS timestamp, proves your date of awareness, the certain starting point of your notification deadlines to the ACPR and the CNIL.
Beyond the deadline, the leak itself is documented for your filings: to the CNIL under the GDPR (article 33), with a heightened requirement as soon as it touches health data (article 9), and to the ACPR under DORA. In an inspection, you demonstrate what you knew, when, and what you did about it.
The DORA Regulation applies to financial entities, including insurance and reinsurance undertakings and their intermediaries (art. 2). It requires a documented ICT risk management framework: detection (art. 10), major ICT incident reporting (art. 17 to 23), and oversight of critical third-party providers (art. 28 to 30). DataBait tools all three: a documented detection capability; an incident dossier timestamped within 72 hours, usable for the initial notification (within 4 hours of classification, no later than 24 hours after detection) and the final report (within 1 month); and continuous monitoring of your third-party administrators and intermediaries that turns the oversight duty into a signal, with no additional audit.
The same setup feeds your risk governance under Solvency II: data leak risk, a component of operational risk, stops being a declarative assumption and becomes a measured, documented signal, fed into your ORSA.
Use cases
DataBait detects and proves leaks and misuse of your policyholder data, whoever the actor.
A departing sales inspector or account handler walks off with their policyholder portfolio and exploits or resells it, a scenario the DGSI documents as recurrent among employees nearing the end of their contract. A fictitious account is contacted: you are alerted, and the report lets you bring disciplinary proceedings.
A wholesale broker, a third-party administrator (health payment), or a comparison site reuses your portfolios for its own unsolicited marketing, outside the DPA: the most common form of misappropriation, because the distribution network is the industry's broadest sharing surface. Contact with a fictitious account reveals the misappropriation, backed by court-admissible proof.
An attacker steals a policyholder database and distributes it. Your fictitious accounts surface on the dark web: you learn it from monitoring, not from your policyholders' complaints. You warn them of the phishing, identity-theft, and fake-adviser fraud risk, then notify the ACPR and the CNIL — before the press picks it up.
How it works
DataBait turns every attempt to misuse your policyholder data into proof.
DataBait injects undetectable fictitious user accounts into your policyholder databases (portfolios, health and provident databases, claims handling, databases shared with your brokers, agents, tied agents, comparison sites, and third-party administrators), generated from public statistical datasets (INSEE, IRIS, BDNB), with no LLM and no hallucination, each carrying a real email address and a mobile number.
Email address and mobile number monitored continuously; since these accounts match no real policyholder and your own senders are declared, any other contact received is illegitimate by construction, with no structural false positives.
Continuous search for your fictitious accounts across forums, marketplaces, and dumps, even with no contact at all: you know a database has leaked before the ACPR, the CNIL, or the press.
Every signal generates proof sealed by a qualified eIDAS timestamp and triggers an alert qualified by type, enriched with OSINT and delivered with its forensic metadata, so your risk function can prioritise (email or SIEM integration).
Commissaire de justice report compliant with the AFNOR NF Z67-147 standard and a qualified eIDAS timestamp, court-admissible within 72 hours, directly usable for your DORA and GDPR filings.
Integration
DataBait is a fully managed SaaS: it runs with no agent and no change to your infrastructure, and carries no operational overhead for you; every alert is a real signal, with no false positives to triage.
Alerts reach you through the channel of your choice: email (the primary channel, precisely addressable per recipient and per project) or SIEM integration. No agent to install, no schema migration: DataBait injects the fictitious accounts through the same import routes as your policies or your campaigns.
Protecting the insurer
DataBait injects the fictitious accounts into your portfolios, your health and provident databases, and your claims handling and loyalty applications. You tool your own compliance (DORA, GDPR, Solvency II) without changing your information system.
Third-party oversight
DataBait injects fictitious accounts dedicated to each database you share with your brokers, agents, tied agents, comparison sites, and third-party administrators. Segmented by recipient, these databases make it possible to identify the third party behind a misappropriation; you turn the DORA oversight duty (art. 28-30) into a continuous signal, with no annual audit.
Sovereignty
DataBait is a company incorporated under French law, 100% owned by French shareholders and operated in France on sovereign infrastructure; none of your data transits through or is stored on our servers.
The infrastructure is hosted in France on a platform qualified SecNumCloud (ANSSI) and managed by a French company certified ISO 27001, beyond the reach of extraterritorial jurisdictions. This foundation answers the IT outsourcing control requirements expected of financial entities (the DORA framework and the EIOPA guidelines on ICT security and governance). And because DataBait hosts none of your health data, deploying it adds no HDS scope to your information system.
Trust
No promises: with every alert you receive an evidence dossier already assembled to enforceable standards.
Evidence dossier
AFNOR NF Z67-147
Commissaire de justice report, signed within 72 hours of the alert.
eIDAS · art. 41
Qualified timestamping, with a legal presumption of validity throughout the European Union.
Chain of custody
Documented, admissible before French and European courts.
SecNumCloud-qualified hosting · ISO 27001
Data hosted in France, on ANSSI-qualified infrastructure.
Listed
MARTECH PLAYBOOK 2026 · Havas Business Science
DataBait is listed in this cyber martech catalogue.
Frequently asked questions
Every database holding policyholder data: portfolios, health and provident databases, pricing and claims data, loyalty databases, and databases shared with your brokers, agents, tied agents, comparison sites, and third-party administrators (health payment). DataBait detects three families of signal:
DataBait tools three pillars of the regulation: detection (art. 10), complementing your existing measures; major ICT incident reporting (art. 17 to 23), through an evidence dossier already assembled within 72 hours and usable for the initial notification (within 4 hours of classification, no later than 24 hours after detection) and the final report (within 1 month); and oversight of critical third-party providers (art. 28 to 30), by injecting fictitious accounts into the databases shared with each third party. DORA applies to insurance and reinsurance undertakings and to their intermediaries (art. 2), except the smallest intermediaries (micro, small, and medium-sized enterprises within the meaning of art. 2(3)).
Yes, if you segment your databases by recipient: DataBait injects dedicated fictitious accounts into each database you entrust, and a contact received on the accounts of a given database identifies the third party concerned. On a single database shared with several intermediaries, a contact proves the misappropriation but does not identify who did it; attribution then requires your own investigation.
DataBait hosts none of your health data: it injects fictitious user accounts, generated from public statistical datasets, and monitors only their contact channel (email, SMS). Your real data never leaves your information system, and deploying it adds no HDS scope. The health data you handle (provident cover, supplementary health insurance, mortgage protection) falls under article 9 of the GDPR, the most protected category, and its misappropriation exposes you to heightened sanctions. Since insurance is not subject to a statutory professional secrecy comparable to banking secrecy, the confidentiality of your policyholders rests on the GDPR and on your contractual commitments; where health data is involved, it is reinforced by criminally sanctioned medical confidentiality (article 226-13 of the French Criminal Code). The DataBait report documents the breach, whatever its legal basis.
None. DataBait runs as a fully managed SaaS, with zero infrastructure changes and zero operational overhead on the insurer's side. No agent to install, no schema migration, no connector to maintain. Deployment crosses no critical production environment: DataBait injects the fictitious accounts through the same import routes as your policies or your campaigns.
Data hosted in France, SecNumCloud-qualified hosting (ANSSI qualification), ISO 27001. Proof produced under French law (commissaire de justice, AFNOR NF Z67-147) and recognised throughout the European Union (qualified eIDAS timestamp). No transfer outside the EU. And because DataBait hosts none of your health data, deploying it adds no HDS scope to your information system.
No. Fictitious user accounts are contact records (email and mobile), never policyholders nor parties to a contract: they stay outside the scope of your KYC checks, your Tracfin filings, and your anti-money-laundering measures (life insurance included). Detection operates exclusively on the downstream contact channel (email, SMS, dark web).
A database under DataBait that has never triggered an alert demonstrates, by construction, the absence of detectable misuse. For your risk function, that is a measurable indicator of the maturity of your setup and of your intermediaries'. For the supervisor, it is an exhibit added to your DORA continuous control framework and to your ORSA.
Three areas stand out, along three distinct axes of exposure:
Get in touch
Book 30 minutes with our team: we go through your policyholder databases (portfolios, health and provident cover, claims, intermediaries, and third-party administrators) and identify the areas where injecting fictitious accounts delivers proof fastest.
Reply within 24 business hours